Running on Empty: Attitudes, Actions, and Assessments of Defined Contribution in the U.S.

Natixis Global Asset Management’s third annual Survey of Defined Contribution Plan Participants looks at plan participation from three unique views with the goal of providing greater insight into how to best address the retirement funding gap facing millions of Americans today.

Attitudes: U.S. workers clearly see the need to save for retirement, but want help.

Actions: While participants say they have a goal amount in mind for their retirement savings, many are not on track for meeting self-stated savings targets.

Assessments: Participants are right when they assume that a greater share of the burden of funding retirement falls on their shoulders. But achieving retirement security is more than a personal responsibility.

Defined contribution plans have played a central role in retirement savings in the U.S. for four decades, but workers still struggle to take full advantage of these powerful saving tools. We think that looking closely at the barriers and understanding the motivations to save and the saving behaviors of participants will shed light on the best path toward maximizing the number of workers who participate and the depth of their participation.

Click here to read the full report

Published in November 2016

Natixis Global Asset Management S.A.
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www.ngam.natixis.com

This communication is for information only and is intended for investment service providers or other Professional Clients. The analyses and opinions referenced herein represent the subjective views of the author as referenced unless stated otherwise and are subject to change. There can be no assurance that developments will transpire as may be forecasted in this material.

Copyright © 2016 NATIXIS GLOBAL ASSET MANAGEMENT S.A. – All rights reserved



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